Mortgage myths, busted on video.
Short, no-nonsense videos where I break down how mortgages really work - the strategies, the math, and the stuff most lenders won't tell you.
No Money Down Webinar
Adam is hosting a webinar where he teaches how to purchase a home with little to no money out of pocket. Not everyone has the same path to buying a home. Adam will talk about the most common loan programs and down payment assistance options, and will provide a few examples of customers who made successfully purchased using this no money down strategy.
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How Does Your Credit Score Affect Your Interest Rate?
Adam explains in detail exactly which score numbers affect your interest rate.
Your Credit Determines Your Loan Program
Adam explains how your credit score plays a large part in which type of loan (FHA or Conventional) you'll choose to go with
How Sellers Can Entice Buyers Without a Price Drop!
How Sellers can entice Buyers by allowing them to take over their current loan, which is probably much lower than current market interest rates
Creative Financing for Buyers in a Higher Priced Market
Topics for November 8th, 2022 Meeting at Showtime Realty 1) Buyers in the $1 million range putting down as little money as possible; 2) Second home "snow birds" avoiding penalties 3) Case study - $1million into $2 million
Hometown Heroes 5% Down Payment Assistance
Eligible Occupations: Acupuncturist Anesthesiologist Childcare Child Protective Services (CPS) Chiropractor Clinical Laboratory Correctional Officer Dentist Dental Hygenist/Assistant Dietician Electrologist EMT Firefighter Hearing Aid Specialist Home Health Aide Marriage Counselor Massage Therapist Medical Assistant Military Nurse Nursing Home Administrator Naturopathic Physician Occupational Therapist Optometrist Paramedic Pharmacist Pharmacy Tech Physical Therapist Podiatric Physician Police Officer Psychiatrist Psychologist Social Worker Teachers/counselor/Librarian Vet Assistant/Tech Veterinarian Veterans X-Ray Tech
How to Avoid the 2nd Home Penalty
Adam uses creative financing to avoid rate penalties to buyers purchasing a second home.
15 Million Vacant Housing Units?
Adam debunks the claim that there are 15 million vacant housing units waiting for new homeowners. If that were true, then why are buyers facing so much competition from other buyers when they try to purchase a home? Adam uses charts to explain the fault in the statistics. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
Lender's Hack for Dealing with High Flood Insurance
Starting October 1st Flood insurance is going to be a lot more expensive for new customers. Here's a quick Lender's Hack for getting around those high costs. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
Meet Adam, the Mortgage Nerd
Meet Adam, your mortgage nerd. If you've watched some of Adam's videos and are wondering how he became this mortgage nerd, here's a short introduction that includes a bit of his background and how he became a mortgage lender. Adam talks about what led him from getting his undergrad degree in biology, working as a firefighter, and ultimately getting his Master's degree in finance; and how that has played into him being able to help people to get their mortgage loans. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
Lender's Hack for Closing Homes with Old Roofs
I'm sure you've heard of home sales that fell through because an appraiser recommended that the home needed a new roof. Adam explains how to possibly (and yet safely) get around this problem. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
Don't Refinance - Upgrade!
Using charts, Adam shows you how you can upgrade to a bigger, better, home and end up with a payment smaller than what you're paying right now! Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
How to Read a Loan Estimate
Adam explains how to read and understand your loan estimate using a sample loan estimate. He'll walk you through line-by-line as to what's a real number, what's an estimate, and which numbers will cause you to have unexpected and surprise costs at closing. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
How to Use the Equity in Your Home to Pay Off Your Mortgage Faster!
Pay off your mortgage twice as fast without making any change to your total monthly payments. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
You Will Never Have to Refinance!
Adam has something he'd like to get off his chest- - most people are paying for the same mortgage 2-3 times when they don't have to! He explains how to purchase a home so that you never need to refinance. Website: http://www.adamthemortgagenerd.com/ Instagram: https://www.instagram.com/adam.the.mortgage.nerd/ Facebook: https://www.facebook.com/Adamthemortgagenerd
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